Wealth Platforms

Adler Financial Planning are pleased to be in the position of being able to give client’s access to a range of Wealth Platforms. This enables our clients to benefit from a leading edge and extremely cost-effective solution that best matches their investment needs.

As our clients have become increasingly more sophisticated they now demand more flexibility and greater choice than ever before. Additionally they often require a range of different fund and investment options to enable them to build a portfolio that is relevant to their needs and can offer the ability to switch easily between investments as circumstances changed.

Historically this led to clients being faced with a significant administration burden dealing with a plethora of providers and hence receiving correspondence from multiple sources. This led to the advent of ‘fund supermarkets’ which enabled all of this correspondence to be consolidated and to come from a single source for ease of use. In addition it enabled the ability to switch funds easily with all administration for transactions being executed in one place.

Over time, many of these fund supermarkets evolved into what has become known as ‘Wrap Platforms’. Whilst the boundaries between the two have become somewhat blurred, essentially the Wrap Platform has a wide range of different tax wrappers such as various ISAs, GIAs, SIPPs and Offshore Bonds to enable the independent financial adviser to hold their clients assets in the most tax-efficient contract form.

In addition, as well as funds, they typically facilitate a much wider range of investment instruments such as open-ended investment companies (OEICs), Investment Trusts, Exchange-Traded Funds (ETFs), Equities, Real Estate Investment Trust (REITs) etc. This then allows an independent financial adviser the scope to build a truly diverse and tax-efficient portfolio for the clients he/she is working for.

The Wealth Platform that we use have been built as fully functional Wrap Platforms in order to take full advantage of as many investment opportunities as possible. Of course this does not limit our independent financial advisers from sourcing other solutions from alternative sources but it does give us a solid core of solutions for investors seeking a low cost investment rich opportunity.

If you would like to discuss the different options available to you please do not hesitate to contact me or a member of the Adler FP team on 0121 725 2030. We look forward to hearing from you.