Investment Newsletter – A review of April

With no let-up in the Ukraine crisis, continuing concerns over higher prices hitting the global economy and concerns remaining that central banks may increase interest rates too quickly thereby stifling the growth comeback and potentially creating a recession,...

Russia and the markets

Russia and the markets      Rising tensions over Russia and Ukraine are now the dominant factor driving day to day movements in investment markets. Yesterday, Russia recognised the breakaway regions of Donetsk and Luhansk in Ukraine’s Donbas region and has plans to...

Russia-Ukraine Crisis

Russia-Ukraine crisis: What this means for you We are all saddened by events in Ukraine and although we are talking about the impact on markets here, we acknowledge that first and foremost this is a human crisis which is going to impact on millions of people. The...
Defined benefits made easy

Defined benefits made easy

Defined Benefit Pension Schemes What are they? Defined Benefit pension schemes are often referred to as Final Salary schemes, are the crème de la crème of pensions and are now very rarely available from many employers. This type of pension will pay a member a secure...
Is critical illness important?

Is critical illness important?

Is critical illness important?………….YES!!!!!! I can’t emphasise enough how important critical illness is and as an adviser I hear it all the time that ‘it’s just too expensive’. Well let me ask you this how expensive is your lifestyle? Could you continue to survive...
Financial Planning: Lifetime ISA

Financial Planning: Lifetime ISA

Those aged between 18-40 are under increasing pressure to save for their first home and plan for their retirement. The government has increasingly publicised this matter over recent years in order to bridge the gap. The Lifetime ISA is a government based incentive...